Local Experience. Personalized Protection.

Home Insurance

Your home is your most prized asset. With severe weather on the rise across the country, it’s more important than ever that homeowners review their insurance coverage.

All homeowners should insure their houses according to what it would cost to rebuild the house in the event it is destroyed. This amount is called the replacement cost, and it is different from the market value of your home and even from your tax assessment value.

Auto Insurance

In Alberta, automobile insurance is provided through a private delivery system, that is, coverage is provided by private insurance companies.

There are approximately 60 insurance companies that write automobile insurance. The minimum requirement to operate a private passenger automobile is $200,000 third party liability coverage and accident benefits coverage.

Business Insurance

For businesses and non-profit groups in Canada, having the right insurance is essential to surviving and thriving in a world that is full of opportunity, but also full of risk. The right type and amount of insurance will provide some financial peace of mind to organizations navigating their way through the sometimes-complex world of business.

Farm Insurance

A farm insurance policy can provide coverage for dwellings and personal property, farm buildings, produce, livestock, machinery and equipment, and liability. Boats and recreational vehicles are likely to require special coverage. Coverage for motor vehicles that are required to be registered is provided under an Automobile Insurance policy.

Condo Insurance

Condominium unit owners (also known as strata unit owners in British Columbia and some parts of Alberta) experience some of the best aspects of both home ownership and renting. As an owner, you have title to your own unit, as well as a share in common property such as the lobby, rooftop patio, swimming pool, parking garage and other amenities.

Tenant Insurance

Understanding basic tenant insurance for contents and liability can help you rest easier. As a tenant, you may be liable for any damage you cause to your building or unintentional harm caused to others who live in or visit the property. Typically, a landlord will require tenants to have insurance as a rental condition in the lease.

Life Insurance

We will help you plan for your future and protect you in case of unexpected events.  Gaetz Agencies partners with licensed advisors to offer you a full range of investment and insurance products.  We can assist you with your purchase of life insurance no matter where you are located in Alberta.