Life Insurance

We will help you plan for your future and protect you in case of unexpected events.  Gaetz Agencies partners with licensed advisors to offer you a full range of investment and insurance products.  We can assist you with your purchase of life insurance no matter where you are located in Alberta.

Life Insurance:  can help preserve and protect your family and the lifestyle that they have if something should happen to you.  Some needs which commonly arise upon an income earner's death are:

  • Funeral and Final Expenses - Estimates are approximately $20,000 and up.  It will include cash for emergencies, probate fees and legal fees.
  • Mortgage or Rent -  Will your family continue to have a home in the event of unexpected death?  Would they be able to stay in the same neighborhood?  Would the surviving members have the means to live your current lifestyle?
  • Education Costs - Tuition costs are currently averaging anywhere from $5,000 to $12,000 per year or more.
  • Survivor's Income - What will the surviving family members have to live on if the wage earner's income stops?  Would the surviving spouse continue or be forced to return to work?  What about the costs of childcare?  How long should income continue for?

Critical Illness:  Have you ever thought about what would happen to your finances if you were diagnosed with a critical illness - and survived?  Costs related to your recovery are significant.  They involve losses to personal wages and new costs for care and treatment.  Critical Inllness coverage is designed to help protect your savings and finance those recovery costs.

Long Term Care Insurance: This solution offers an insurance benefit when people need assistance looking after themselves.  With the aging population, we anticipate this becoming necessary more and more often. 

Income Replacement or Disability coverage:  You already insure your most prized belongings, shouldn't you protect the one thing that makes them all possible?  Your health and ability to earn an income is the most valuable asset you'll ever own!

Travel Insurance:  Business and family travel is a large part of daily life.  Often in the rush of leaving home we forget to take along an essential document - travel insurance.  Anytime we travel, for a day or an extended time away, an accident or illness could happen.  Not all companies insure their employees for foreign travel and medical expenses abroad can be excessive.  Every time you travel outside of your home province or territory, you also leave your government health plan behind.

One of our partners would be happy to assist you!

Bany Castellanos

Bancas Group
#100, 8657-51 Ave
Edmonton, AB  T6E 6A8
780-489-6440

bany@bancasgroup.com

 

Jason Desaulniers

Excalibur Executive Planning Inc.
#1350 - 5555 Calgary Trail (Weber Centre)
Edmonton, AB T6H 5P9
780-983-0328 (bus)
780-662-9030 (fax)

jason@excaliburplanning.com

www.excaliburplanning.com

Gaetz insurance agencies provides insurance services for the following areas:

Wetaskiwin, Leduc, Ponoka, Camrose, Millet, Calmar, Thorsby, Devon, Rimbey, Rocky Mountain House,
Lacombe, Beaumont, Breton, Warburg, and all rural areas in and around Edmonton.

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